Originally Posted by jsrockit
It’s never smart to spend using someone else’s hypothetical wallet. There are various reasons for choosing what we choose. But... if you can afford it and you enjoy it, you’ll tend to spend more and tend to want more perceived quality. I think everyone does this within their own comfort zone. What is expensive for me, is cheap for someone else depending on what you earn.
Additionally it depends a lot on one's obligations for example someone might earn as much as someone else but live where the cost of housing is much lower thereby have more disposable income. Also other things such as the choice of a >20k vs a 30K+ vehicle can greatly affect a person's disposable income.